Buying property in paradise is not quite the same as buying a home in the Midwest. There are many factors to consider when buying a home in Big Iceland from Hawaii. This article is your way to your dream home on your help.
Here is a list of things to note before you contact a broker on the island. We discuss each of these terms later.
Want to live by the wet and the dry part of the island?
What is the distance from the mainThe city wants to live?
What type of design do you prefer?
Fee simple or lease?
Want a look? If so, sea or mountain view?
Price range you can afford?
The specifications of your home?
As the number of beds / baths?
desired square footage?
old or newer home?
Lot size?
Take the above list and try to answer as much as possible before proceeding. If you can answer all, great! We will now discuss each of them.
Wantliving on the wet and dry side of the island? This is a simple enough question right. Hilo is the wet part of the Big East and Iceland and is about 140 inches of rain per year. Kona is on the west side of the island or dry and is about 15 inches of rain per year. The wet part is green and lush and constantly high humidity. During the dry can be very hot and dry, desert-like. Also consider the amount you want to live in you. The higher the coolant levelthe days and nights. And the nights are very cold. Some houses need wood stoves.
What is the distance from major cities you want to live? The closest to the great city of Hilo or Kona, you live, the more expensive to get the homes and land. Traffic can be bad in and around the city. And, of course, privacy is less about the big cities. So you must decide to live as far away from major cities, you? Some areas of Hawaii can be very rural (True CountryLiving on top) and as far away from civilization that you ever want to be. Markets can drive 20 miles and sanitation can be 20-40 miles away. This is something to decide, before you start looking for your new home.
What type of design do you prefer? Most people do not care, but there is a difference, and both have advantages and disadvantages. The building is traditional post and pier. The most recent project is flat and the foot, like mostThe houses are built on land. Post and pier construction is a house that rises from the ground on stilts. I have heard and read two different explanations for this type of construction. One explanation is cooling. blown by an increase in home ground, the heat from under this type of house by trade winds. The other explanation I've heard is that it helps because of errors and bugs from your home. It makes it easier to find out their position and to obtainconclude their access. I do not know why correct or if both are correct. The disadvantage is that the Pier and post your home away from home is anchored to the floor, as if a hurricane were to hit (very rare in Hawaii) you have more chance of losing. There will also be an earthquake with more intensity in this type of feeling at home. concrete slab construction and maintenance is the norm on 'island in those days. The only real disadvantage of concrete slab construction is cooling.I have heard that concrete can remain warm and heat your home. This can be a good thing if you're in a cooler climate or a bad thing if you live in the desert, more like the environment.
Fee simple or lease? Fee simple means that you own the land the house sits. Lease means that you buy the house, but not the country. You need to pay monthly rent to the owner. There is not much downside Fee simple. But there may be an advantage with leasehold improvements are for those whoand have no money to buy a. The Hawaii) had histories of individual buyer experts, the price of a rental agreement to negotiate their way home (because it's just hard to sell. Then you save money while living there and are able to buy a simple house contribution in a few years. Although I'm not sure it would work in today's market.
Want a look? If so, sea or mountain view? Most people want a sea view. But can you afford? Mountain View onlyas stunning and much less expensive. As views of Hawaii is not difficult to find, but some people prefer it that way. In both cases, the old adage "Location, location, location!" is really here.
Price range you can afford? Only you can answer this question. Just be reasonable and stay within your means. Do not be willing to pay more than you can afford it because love to buy a place. You'll regret it later and you sell it, because you can not afford. Beforesettle on a price range, see the section entitled "Other things to consider." Some things could be the convenience factor.
The specifications of your home? As the number of beds / baths? desired square footage? old or newer home? Lot size? Let's face it, it would be a huge love for a 40-acre property, right? Does not pack to be ready. A medium-sized house in a lower price range can be 800sq.ft. Small size to 1,200 square meters real estate in Hawaii are the norm rather than the 'Rule. Do not get me wrong, if you have money, you can find a lot of big houses. A larger home can be trouble if you're not careful. As always, do your homework when buying a house. Be sure to inspect the home and have a termite inspection as well!
Lava that is a potential area for your home? The United States Geological Service has a map of the area of lava and areas such as 1 to 6, with 1 is not likely to see another lava flow and 6 is probable. If the house is inZone 1 or 2 in home insurance costs more, period. You must do your homework before buying a house in one of these areas.
Most lenders on the mainland is not a mortgage on a house in lava zone 1 or 2. Some will not do, even if your house in Zone 3. If the house is in Zone 1 or 2 you will probably be able to get a mortgage through a bank in Hawaii just as you go through a bank, you can be ¼% to ½% higher in April to expect. But since they are in lavaZone 1 or 2, you can expect an additional 1% (approximately) higher in April
It has allowed the house? Many of the island's homes were built without permission. There are other structures on the property? If so, were allowed built? Be careful about the purchase of non-disclosure.
to buy land and build your house. If you are going to build the house yourself, there's plenty to do more than simply a price for it.
Some houses are not connected to a maximum of electricity. Always ask if theHome or off the grid.
Some houses are not connected to city water. If this is the case that the rainwater and its a big tank of water have collected on your property.
Their homes are entitled to a sewer when not connected to sewerage in the city.
Now go to interview several real estate! Find what you can get the most help. By knowing exactly what you want and what you can afford to help your real estate agent to help youhome for research. It saves them a lot of time the answers to questions in the manual. It will also show them that there are serious and it will be longer than those who hesitate to do what they do and live where they want to be kept.
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